Advoqates Expert Insurance Audit Representation, Lakewood NJ

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The premium audit process is complicated.

We help you keep things simple.

The better way to audit

Meet AdvoQates, your trusted partner in insurance premium audit representation. Brought to you by Caretech, we bring you expert services that go beyond the conventional. Our auditors leverage the very same tools and resources employed by insurance carriers and their auditing teams.

We are dedicated to sharing our real-world knowledge and leveling the playing field. At AdvoQates, we AdvoQate on your behalf. We administer audits directly to the carrier, ensuring you benefit from financial savings and enjoy peace of mind by never paying unnecessary insurance premiums.

An innovative Solution brought to you by Caretech, AdvoQates offers unparalleled support in navigating the complexities of insurance premium audits.

OUR SERVICES

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Our Services

Premium
Audit
Representation

Audit Representation Options Include Physical Audits; Remote Audits; Online Audits; And Telephone Audits.

Operational Infrastructure
Review

Review Primary Operations and Standard Exception Operations as Relates to Auditable Policies

Payroll
Integration Recommendation

Ensure All Operational Information Is Being Recorded Accurately and Reported Properly to Carriers.

Full Audit
Package + Documentation

Submit Full Audit Package Directly to Carrier With Relevant Notes and Clarifications Added As Needed.

Client
Support
+ Look-back

If Inconsistencies Occurred With Previous Audits, AdvoQates Will Perform Lookback on Prior Terms and Dispute as Needed.

Annual
Follow-Up
Review

AdvoQates Will Perform Annual Reviews on All Policy Including Details of Operation Changes and Class Code Recommendations.

BENEFITS & ADVANTAGES

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Benefits &
Advantages

The way

The Premium Audit Process Is Complicated. We Help You Keep Things Simple.

A solution to the complicated, time-consuming, and in most cases overwhelming experience surrounding insurance premium audits is simple, have the representation of AdvoQates on your side, and we will handle the entire auditing process directly with the carrier.

The People

Founded by a skilled team of professional insurance auditors with 35+ years of real experience in conducting premium insurance audits on the carrier’s behalf for all types of auditable policies.

The Upside

Let us help you reduce expenses, avoid errors, determine correct class codes for the future -- all while advoqating for reimbursement on erroneous worker’s compensation and general liability policy charges.

The Outcome

We offer peace of mind and simplify your role by managing the time-consuming audit paperwork, statutory requirements, and technical complexities -- all while positively impacting your bottom line.

OUR CLIENTS

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Our Clients

Insured

You have a company to run. Let us manage the headache of performing the entire premium auditing process on your behalf -- and rest assured that you will never pay a dollar extra in unneeded insurance premiums.

Agent

Your career revolves around selling coverage to clients -- not juggling technical paperwork. We make your job simpler and keep your clients happy by expertly helping to manage the audit process from start to finish.

You're passionate about ensuring the people in your company are taken care of and covered. But time-consuming details about financial intricacies and state class codes? That has nothing to do with your role. But it has everything to do with the future success of your company.

CPA

Financials and taxes is your specialty. We specialize in the regulatory details that may affect your clients’ premium audit. From administrative laws to state bureau rules that change often -- you can leave these complexities to us.

PEO

In your role as a professional employer organization you have direct contact with the client -- and you have a vested interest in their financial success. We offer strategic guidance for every phase of the audit process to save you time and save your clients money.

Legal

Premium audits can be stressful and complicated. Many of your clients will require professional guidance. Our expertise in this specialized field can assist you in better crystallizing the details of each audit and provide the right documentation to strengthen your case and outcome.

People Talk

A carrier can conduct an audit and make an error resulting in a higher premium. If you do not file a dispute, it will remain. Fact is, the carriers and insurers hire people to look out for them. This is why AdvoQates services may be critical. AdvoQates provides the same expertise and audits on your terms.

MOSHE D. LAPIN ESQ, Lapin Law Firm, PC

I use a CPA to file my taxes. Yes, I know enough to file a basic return on my own - but I don't know all the rules that my CPA knows to ensure I claim every credit that I'm due. That's why I use AdvoQates whenever I'm facing a premium audit. They know the important details that I don't.

NICHOLAS ALEXIOU CPA. Alexiou Tax + Accounting, PLLC

Our team has an encyclopedic knowledge of a wide and varied array of industries.

This allows us to take advantage of every possible credit, to AdvoQate for the insured, and to ensure you only pay what's needed.

ESTHER EINREB Account Manager, AdvoQates

An audit that becomes problematic can cost you weeks of time, thousands of dollars, and put entire businesses in danger of financial insolvency. Let us represent you during this most critical time.

SUSAN ELLIOTT Audit Specialist, AdvoQates

Knowledge of evolving rules and industry experience is a must to make sure you're getting a fair audit. But you can only obtain this know-how with decades of carrier auditing experience. That's why we're here.

AARON ENGLARD CEO, AdvoQates